Arizona Storm Damage Checklist
After a monsoon or windstorm, the steps you take in the first hours and days can make or break your insurance claim. Use this checklist to protect your home and your rights.
When a storm damages your home, it's easy to feel overwhelmed. This checklist walks you through exactly what to do — and what to avoid — so you stay safe, prevent further damage, and protect your insurance claim. Save it or print it before the next monsoon rolls through.
Step 1 — Make sure everyone is safe
Your Arizona storm damage checklist:
- Check that everyone is safe; watch for downed power lines and hazards
- Document all damage with photos and video before touching anything
- Make temporary repairs to prevent further damage (tarp a roof, etc.) — only if safe
- Keep receipts for tarps, emergency repairs, and lodging
- Don't throw away damaged items until they're documented
- Be cautious of door-to-door storm chasers asking you to sign right away
- Review your policy — or have someone help you understand it
- Have the damage professionally inspected before you file
- File your claim promptly to stay within reporting deadlines
Storm damage worsens with every following storm. Documenting it promptly — before the next monsoon cell rolls through — protects both your home and your claim. Our inspection is free.
Arizona Storm Damage Checklist questions
What should I do first after a storm damages my home?
Make sure everyone is safe and watch for hazards like downed power lines. Then document all the damage with photos and video before you touch anything or begin cleanup.
Should I sign with a contractor who knocks on my door after a storm?
Be cautious. After major storms, door-to-door 'storm chasers' often pressure homeowners to sign contracts or assignment-of-benefits forms on the spot. Take your time, and have your damage independently inspected first.
How long do I have to file a storm claim in Arizona?
Policies have reporting deadlines, and sooner is always better. The faster the damage is documented and the claim is filed, the stronger your position.
Related claim types
Monsoon damage? Get a free inspection.
Before you accept an insurance decision, get a clear, professional read on your claim from an Arizona public adjuster — at no cost to you.