Resource Center

What To Do After Wind & Storm Damage

Monsoon winds just tore through. Here's what to do next to protect your home and your insurance claim.

High winds and microbursts can lift shingles, tear off flashing, down trees, and drive rain into your home in minutes. Acting quickly — and in the right order — protects both your property and your claim.

First: safety and stopping the damage

  • Make sure everyone is safe; watch for downed power lines and weakened trees
  • If safe to do so, prevent further damage — tarp an exposed area, move belongings away from leaks
  • Don't make permanent repairs yet
  • Keep receipts for tarps, emergency repairs, and lodging

Then: document and file

  • Photograph and video all the damage — roof, fences, patio covers, interior water
  • Note the date of the storm
  • Have the roof professionally inspected (wind damage is easy to miss)
  • Get the full scope documented before filing your claim

Wind damage worsens with every storm that follows. Documenting it promptly — before the next monsoon cell — protects your home and your claim. A public adjuster inspects for free.

Questions

Common questions

Is monsoon wind damage covered by insurance?

Wind is a covered peril under most standard homeowner policies, including microburst and monsoon winds. The key is documenting the full scope, which is where a public adjuster helps.

A tree fell on my house during a storm — what should I do?

Make sure everyone is safe, prevent further damage if you can do so safely, and photograph everything. Then have the loss documented and call us — we'll help you handle the claim.

Have property damage? Get a free inspection.

Before you accept an insurance decision, get a clear, professional read on your claim from an Arizona public adjuster — at no cost to you.

Call Free Inspection